diff --git a/GMERemittance/Model/User.swift b/GMERemittance/Model/User.swift
index 8cb4f528..2868f7cf 100644
--- a/GMERemittance/Model/User.swift
+++ b/GMERemittance/Model/User.swift
@@ -88,6 +88,7 @@ class User: Mappable {
     var verified: Bool?
     var active: Bool?
     var primaryBankName: String?
+    var primaryAccountNumber: String?
     var cmRegistrationId: String?
     var isReferred: Bool?
     var country: String?
@@ -128,6 +129,7 @@ class User: Mappable {
           verified    <- map["verified"]
           active    <- map["active"]
           primaryBankName    <- map["primaryBankName"]
+        primaryAccountNumber <- map["primaryBankAccount"]
           cmRegistrationId    <- map["cmRegistrationId"]
           isReferred    <- map["isReferred"]
           country    <- map["country"]
diff --git a/GMERemittance/Module/Home/Module Interface/HomeModuleInterface.swift b/GMERemittance/Module/Home/Module Interface/HomeModuleInterface.swift
index 17bdfbbb..a10cab75 100644
--- a/GMERemittance/Module/Home/Module Interface/HomeModuleInterface.swift	
+++ b/GMERemittance/Module/Home/Module Interface/HomeModuleInterface.swift	
@@ -13,6 +13,7 @@ protocol HomeModuleInterface: class {
     func openTrackYourTransfer()
     func showKyc()
     func showPennyTest()
+    func showPennyTestSubmit()
     func refreshData()
     func logout()
 }
diff --git a/GMERemittance/Module/Home/User Interface/Presenter/HomePresenter.swift b/GMERemittance/Module/Home/User Interface/Presenter/HomePresenter.swift
index 8e2c8863..1631fc8f 100644
--- a/GMERemittance/Module/Home/User Interface/Presenter/HomePresenter.swift	
+++ b/GMERemittance/Module/Home/User Interface/Presenter/HomePresenter.swift	
@@ -46,7 +46,12 @@ extension HomePresenter: HomeModuleInterface {
         self.wireframe?.showPennyTest()
     }
     
+    func showPennyTestSubmit() {
+        self.wireframe?.showPennyTestSubmit()
+    }
+    
     func refreshData() {
+        self.view?.showLoading()
         self.interactor?.fetchUserInfo()
     }
     
@@ -60,6 +65,7 @@ extension HomePresenter: HomeModuleInterface {
 extension HomePresenter: HomeInteractorOutput {
     func show(model: User) {
         self.view?.endRefreshing()
+        self.view?.hideLoading()
         self.view?.show(model: model)
     }
     
@@ -69,6 +75,7 @@ extension HomePresenter: HomeInteractorOutput {
     }
     
     func show(panicError: Error) {
+        self.view?.hideLoading()
         self.view?.show(panicError: panicError.localizedDescription)
     }
 }
diff --git a/GMERemittance/Module/Home/User Interface/View/Home.storyboard b/GMERemittance/Module/Home/User Interface/View/Home.storyboard
index 290ea2a8..55025e3d 100644
--- a/GMERemittance/Module/Home/User Interface/View/Home.storyboard	
+++ b/GMERemittance/Module/Home/User Interface/View/Home.storyboard	
@@ -1,11 +1,13 @@
 <?xml version="1.0" encoding="UTF-8"?>
-<document type="com.apple.InterfaceBuilder3.CocoaTouch.Storyboard.XIB" version="3.0" toolsVersion="14313.18" targetRuntime="iOS.CocoaTouch" propertyAccessControl="none" useAutolayout="YES" useTraitCollections="YES" colorMatched="YES" initialViewController="HSb-ou-7T5">
+<document type="com.apple.InterfaceBuilder3.CocoaTouch.Storyboard.XIB" version="3.0" toolsVersion="14109" targetRuntime="iOS.CocoaTouch" propertyAccessControl="none" useAutolayout="YES" useTraitCollections="YES" colorMatched="YES" initialViewController="HSb-ou-7T5">
     <device id="retina4_7" orientation="portrait">
         <adaptation id="fullscreen"/>
     </device>
     <dependencies>
         <deployment identifier="iOS"/>
-        <plugIn identifier="com.apple.InterfaceBuilder.IBCocoaTouchPlugin" version="14283.14"/>
+        <plugIn identifier="com.apple.InterfaceBuilder.IBCocoaTouchPlugin" version="14088"/>
+        <capability name="Aspect ratio constraints" minToolsVersion="5.1"/>
+        <capability name="Constraints to layout margins" minToolsVersion="6.0"/>
         <capability name="Safe area layout guides" minToolsVersion="9.0"/>
         <capability name="documents saved in the Xcode 8 format" minToolsVersion="8.0"/>
     </dependencies>
@@ -60,7 +62,7 @@
                                         <nil key="highlightedColor"/>
                                     </label>
                                     <label opaque="NO" userInteractionEnabled="NO" contentMode="left" horizontalHuggingPriority="251" verticalHuggingPriority="251" text="Your document is in verification process. This will not take long. Thereafter you can enjoy GME online service." lineBreakMode="tailTruncation" numberOfLines="0" baselineAdjustment="alignBaselines" adjustsFontSizeToFit="NO" translatesAutoresizingMaskIntoConstraints="NO" id="rwJ-pQ-p9z">
-                                        <rect key="frame" x="103" y="43" width="195" height="36"/>
+                                        <rect key="frame" x="103" y="43" width="196" height="36"/>
                                         <fontDescription key="fontDescription" name="SanFranciscoDisplay-Regular" family="San Francisco Display" pointSize="10"/>
                                         <color key="textColor" red="0.2901960784" green="0.2901960784" blue="0.2901960784" alpha="1" colorSpace="calibratedRGB"/>
                                         <nil key="highlightedColor"/>
@@ -392,7 +394,7 @@
         </scene>
     </scenes>
     <resources>
-        <image name="ic-home" width="20.5" height="20.5"/>
+        <image name="ic-home" width="20" height="20"/>
         <image name="ic_cross" width="12" height="12"/>
         <image name="ic_dragNdrop" width="10" height="10"/>
         <image name="ic_home_payoutLocation" width="40" height="40"/>
diff --git a/GMERemittance/Module/Home/User Interface/View/HomeViewController.swift b/GMERemittance/Module/Home/User Interface/View/HomeViewController.swift
index d1a148e8..90745277 100644
--- a/GMERemittance/Module/Home/User Interface/View/HomeViewController.swift	
+++ b/GMERemittance/Module/Home/User Interface/View/HomeViewController.swift	
@@ -64,7 +64,7 @@ class HomeViewController: UIViewController, UICollectionViewDelegateFlowLayout {
     override func viewWillAppear(_ animated: Bool) {
         super.viewWillAppear(animated)
         configureViews()
-        showPennyTestScreen()
+        showPennyTestFirstTime()
         updateBalance()
         self.setActionBarIcons(showNotificationParameter: false) // set true if there is unread notification
     }
@@ -103,9 +103,12 @@ class HomeViewController: UIViewController, UICollectionViewDelegateFlowLayout {
         self.presenter?.refreshData()
     }
     
-    private func showPennyTestScreen() {
+    private func showPennyTestFirstTime() {
+        print(Utility.didPennyTestCancelled())
+        if Utility.didPennyTestCancelled() {return}
+        if Utility.pennyTestPresentedOnce() {return}
         if Utility.shouldShowPennyTestScreen() {
-            presenter?.showPennyTest()
+                presenter?.showPennyTest()
         }
     }
     
@@ -297,8 +300,8 @@ class HomeViewController: UIViewController, UICollectionViewDelegateFlowLayout {
         else if didSubmitKycAndNotVerified() {
             verificationTitleLabel.text = "Verification in Process"
             self.verificationText.text = "Your registration request is in approval process. You will soon be able to use GME services."
-            self.verificationHeaderLeftImageview.image = #imageLiteral(resourceName: "Page 1.png")
-            self.verificationHeaderRightButton.setImage(#imageLiteral(resourceName: "Group 15.png"), for: UIControlState.normal)
+            self.verificationHeaderLeftImageview.image = #imageLiteral(resourceName: "ic_home_verified")
+            self.verificationHeaderRightButton.setImage(#imageLiteral(resourceName: "ic_home_payoutLocation"), for: UIControlState.normal)
         }
         
         if didSubmitKycAndVerified() {
@@ -329,7 +332,11 @@ class HomeViewController: UIViewController, UICollectionViewDelegateFlowLayout {
         if self.didNotSubmitKycAndNotVerified() {
                 self.presenter?.showKyc()
         }else if shouldShowPennyTestError() {
-            self.presenter?.showPennyTest()
+            if !Utility.didPennyTestCancelled() || !Utility.didPennyTestNotInitiated() {
+                presenter?.showPennyTestSubmit()
+            }else {
+                presenter?.showPennyTest()
+            }
         }
     }
     
@@ -547,7 +554,7 @@ extension HomeViewController {
 
 extension HomeViewController: UIGestureRecognizerDelegate {
     func gestureRecognizer(_ gestureRecognizer: UIGestureRecognizer, shouldReceive touch: UITouch) -> Bool {
-        return !Utility.didSubmitKyc() || Utility.shouldShowPennyTestError()
+        return !Utility.didSubmitKyc() || Utility.shouldShowPennyTestError() || Utility.didPennyTestCancelled() || Utility.didPennyTestRequested() || Utility.didPennyTestNotInitiated()
     }
 }
 
diff --git a/GMERemittance/Module/Home/User Interface/Wireframe/HomeWireframe.swift b/GMERemittance/Module/Home/User Interface/Wireframe/HomeWireframe.swift
index a4c23b68..ff4748fb 100644
--- a/GMERemittance/Module/Home/User Interface/Wireframe/HomeWireframe.swift	
+++ b/GMERemittance/Module/Home/User Interface/Wireframe/HomeWireframe.swift	
@@ -16,6 +16,7 @@ class HomeWireframe {
     private lazy var kycWireFrame = KycWireframe()
     private lazy var walletStatementWireframe = WalletStatementWireframe()
     private lazy var pennyTestWireFrame = PennyTestWireframe()
+    private lazy var pennyTestSubmitWireFrame = PennyTestSubmitWireframe()
 }
 
 extension HomeWireframe: HomeWireframeInput {
@@ -68,13 +69,17 @@ extension HomeWireframe: HomeWireframeInput {
         }
     }
     
-    func showPennyTest() {
+    func showPennyTestSubmit() {
         if let navigation = self.view.navigationController {
-//            self.pennyTestWireFrame.pushMainView(in: navigation)
-            self.pennyTestWireFrame.openMainView(source: self.view)
+            //            self.pennyTestWireFrame.pushMainView(in: navigation)
+            self.pennyTestSubmitWireFrame.pushMainView(in: navigation)
         }
     }
     
+    func showPennyTest() {
+         self.pennyTestWireFrame.openViewControllerWithNavigation(viewController: pennyTestWireFrame.getMainView(), source: self.view)
+    }
+    
     func logOut() {
         MainWireframe.logout()
     }
diff --git a/GMERemittance/Module/Home/User Interface/Wireframe/HomeWireframeInput.swift b/GMERemittance/Module/Home/User Interface/Wireframe/HomeWireframeInput.swift
index fdc3693f..f0b4a794 100644
--- a/GMERemittance/Module/Home/User Interface/Wireframe/HomeWireframeInput.swift	
+++ b/GMERemittance/Module/Home/User Interface/Wireframe/HomeWireframeInput.swift	
@@ -16,4 +16,5 @@ protocol HomeWireframeInput: WireframeInput {
     func openKyc()
     func logOut()
     func showPennyTest()
+    func showPennyTestSubmit()
 }
diff --git a/GMERemittance/Module/PennyTest/User Interface/View/PennyTest.storyboard b/GMERemittance/Module/PennyTest/User Interface/View/PennyTest.storyboard
index 9336ff7f..b115f5ae 100644
--- a/GMERemittance/Module/PennyTest/User Interface/View/PennyTest.storyboard	
+++ b/GMERemittance/Module/PennyTest/User Interface/View/PennyTest.storyboard	
@@ -68,7 +68,7 @@
                                                         </connections>
                                                     </button>
                                                     <button opaque="NO" contentMode="scaleToFill" contentHorizontalAlignment="center" contentVerticalAlignment="center" buttonType="roundedRect" lineBreakMode="middleTruncation" translatesAutoresizingMaskIntoConstraints="NO" id="93u-O5-ntU">
-                                                        <rect key="frame" x="146" y="489" width="63" height="33"/>
+                                                        <rect key="frame" x="77.5" y="489" width="200" height="33"/>
                                                         <fontDescription key="fontDescription" name="SanFranciscoDisplay-Regular" family="San Francisco Display" pointSize="17"/>
                                                         <state key="normal" title="Not Now">
                                                             <color key="titleColor" red="0.29019607843137252" green="0.29019607843137252" blue="0.29019607843137252" alpha="1" colorSpace="calibratedRGB"/>
@@ -86,6 +86,7 @@
                                                     <constraint firstAttribute="bottom" secondItem="3OS-ti-E8d" secondAttribute="bottom" constant="150" id="MHW-g2-z2B"/>
                                                     <constraint firstAttribute="trailing" secondItem="v7v-LL-JPa" secondAttribute="trailing" constant="15" id="UTl-63-l11"/>
                                                     <constraint firstItem="93u-O5-ntU" firstAttribute="top" secondItem="3OS-ti-E8d" secondAttribute="bottom" constant="20" id="brn-z1-Eq8"/>
+                                                    <constraint firstItem="93u-O5-ntU" firstAttribute="width" secondItem="3OS-ti-E8d" secondAttribute="width" id="fTY-Hp-gPY"/>
                                                     <constraint firstItem="93u-O5-ntU" firstAttribute="centerX" secondItem="4Rc-Nq-MZM" secondAttribute="centerX" id="gS6-pp-e6Q"/>
                                                     <constraint firstItem="v7v-LL-JPa" firstAttribute="leading" secondItem="4Rc-Nq-MZM" secondAttribute="leading" constant="15" id="gV4-qz-Ei0"/>
                                                     <constraint firstItem="v7v-LL-JPa" firstAttribute="centerX" secondItem="4Rc-Nq-MZM" secondAttribute="centerX" id="iHJ-iT-KL7"/>
diff --git a/GMERemittance/Module/PennyTest/User Interface/View/PennyTestViewController.swift b/GMERemittance/Module/PennyTest/User Interface/View/PennyTestViewController.swift
index a52a7920..9e9b5ae9 100644
--- a/GMERemittance/Module/PennyTest/User Interface/View/PennyTestViewController.swift	
+++ b/GMERemittance/Module/PennyTest/User Interface/View/PennyTestViewController.swift	
@@ -28,11 +28,14 @@ class PennyTestViewController: UIViewController {
     override func viewDidLoad() {
         super.viewDidLoad()
         self.setup()
+        
     }
     
     override func viewWillAppear(_ animated: Bool) {
         super.viewWillAppear(animated)
         self.navigationItem.title = "Penny Test"
+        self.setupNormalNavigation()
+        self.navigationItem.hidesBackButton = true
     }
     
     override func viewWillDisappear(_ animated: Bool) {
@@ -56,7 +59,9 @@ class PennyTestViewController: UIViewController {
             _view.frame = self.view.frame
             self.view.addSubview(_view)
         }
+        UserDefaults.standard.set(true, forKey: AppConstants.pennyTestPresentedOnce)
     }
+
     
     @IBAction func proceed(_ sender: UIButton) {
         self.proceed()
@@ -87,7 +92,7 @@ class PennyTestViewController: UIViewController {
     
     private func updatePennyTestRequestStatus() {
         let _default = UserDefaults.standard
-        _default.set(PennyTestStatusCode.requested, forKey: AppConstants.pennyTestStatusCode)
+        _default.set(PennyTestStatusCode.requested.rawValue, forKey: AppConstants.pennyTestStatusCode)
     }
     
     private func updatePennyTestCancelledStatus() {
@@ -113,3 +118,5 @@ extension PennyTestViewController: PennyTestViewInterface {
 extension PennyTestViewController: InitiatePennyTestService {
     
 }
+
+
diff --git a/GMERemittance/Module/PennyTest/User Interface/Wireframe/PennyTestWireframe.swift b/GMERemittance/Module/PennyTest/User Interface/Wireframe/PennyTestWireframe.swift
index 5e2e4974..4867b91a 100644
--- a/GMERemittance/Module/PennyTest/User Interface/Wireframe/PennyTestWireframe.swift	
+++ b/GMERemittance/Module/PennyTest/User Interface/Wireframe/PennyTestWireframe.swift	
@@ -34,6 +34,7 @@ extension PennyTestWireframe: PennyTestWireframeInput {
     
     func openPennyTestWithSnapshot(snap: UIView?, source: UIViewController) {
         self.snap = snap
-        openMainView(source: source)
+        openViewControllerWithNavigation(viewController: self.getMainView(), source: source)
+
     }
 }
diff --git a/GMERemittance/Module/PennyTestSubmit/User Interface/View/PennyTestSubmit.storyboard b/GMERemittance/Module/PennyTestSubmit/User Interface/View/PennyTestSubmit.storyboard
index c4cec4ee..3bcd1848 100644
--- a/GMERemittance/Module/PennyTestSubmit/User Interface/View/PennyTestSubmit.storyboard	
+++ b/GMERemittance/Module/PennyTestSubmit/User Interface/View/PennyTestSubmit.storyboard	
@@ -1,11 +1,11 @@
 <?xml version="1.0" encoding="UTF-8"?>
-<document type="com.apple.InterfaceBuilder3.CocoaTouch.Storyboard.XIB" version="3.0" toolsVersion="14313.18" targetRuntime="iOS.CocoaTouch" propertyAccessControl="none" useAutolayout="YES" useTraitCollections="YES" useSafeAreas="YES" colorMatched="YES" initialViewController="HSb-ou-7T5">
+<document type="com.apple.InterfaceBuilder3.CocoaTouch.Storyboard.XIB" version="3.0" toolsVersion="14109" targetRuntime="iOS.CocoaTouch" propertyAccessControl="none" useAutolayout="YES" useTraitCollections="YES" useSafeAreas="YES" colorMatched="YES" initialViewController="HSb-ou-7T5">
     <device id="retina5_5" orientation="portrait">
         <adaptation id="fullscreen"/>
     </device>
     <dependencies>
         <deployment identifier="iOS"/>
-        <plugIn identifier="com.apple.InterfaceBuilder.IBCocoaTouchPlugin" version="14283.14"/>
+        <plugIn identifier="com.apple.InterfaceBuilder.IBCocoaTouchPlugin" version="14088"/>
         <capability name="Safe area layout guides" minToolsVersion="9.0"/>
         <capability name="documents saved in the Xcode 8 format" minToolsVersion="8.0"/>
     </dependencies>
@@ -30,7 +30,7 @@
                                         <rect key="frame" x="20" y="20" width="374" height="696"/>
                                         <subviews>
                                             <view contentMode="scaleToFill" translatesAutoresizingMaskIntoConstraints="NO" id="YR1-Vv-hRj">
-                                                <rect key="frame" x="0.0" y="0.0" width="374" height="521.33333333333337"/>
+                                                <rect key="frame" x="0.0" y="0.0" width="374" height="528"/>
                                                 <subviews>
                                                     <label opaque="NO" userInteractionEnabled="NO" contentMode="left" horizontalHuggingPriority="251" verticalHuggingPriority="251" text="Your bank account verification is required in order to complete the registration. Do you want to verify it now?" textAlignment="natural" lineBreakMode="tailTruncation" numberOfLines="0" baselineAdjustment="alignBaselines" adjustsFontSizeToFit="NO" translatesAutoresizingMaskIntoConstraints="NO" id="8QR-Wc-Fpw">
                                                         <rect key="frame" x="10" y="40" width="354" height="61"/>
@@ -84,7 +84,7 @@
                                                             <constraint firstAttribute="width" constant="200" id="ycU-Tb-PDq"/>
                                                         </constraints>
                                                         <fontDescription key="fontDescription" name="SanFranciscoDisplay-Regular" family="San Francisco Display" pointSize="18"/>
-                                                        <state key="normal" title="Verify">
+                                                        <state key="normal" title="Submit">
                                                             <color key="titleColor" white="1" alpha="1" colorSpace="custom" customColorSpace="genericGamma22GrayColorSpace"/>
                                                         </state>
                                                         <userDefinedRuntimeAttributes>
@@ -92,19 +92,57 @@
                                                                 <integer key="value" value="25"/>
                                                             </userDefinedRuntimeAttribute>
                                                         </userDefinedRuntimeAttributes>
+                                                        <connections>
+                                                            <action selector="Verify:" destination="HSb-ou-7T5" eventType="touchUpInside" id="Uwg-PH-645"/>
+                                                        </connections>
+                                                    </button>
+                                                    <button opaque="NO" contentMode="scaleToFill" contentHorizontalAlignment="center" contentVerticalAlignment="center" buttonType="roundedRect" lineBreakMode="middleTruncation" translatesAutoresizingMaskIntoConstraints="NO" id="A9e-bb-t3O">
+                                                        <rect key="frame" x="87.333333333333314" y="475" width="200" height="33"/>
+                                                        <fontDescription key="fontDescription" name="SanFranciscoDisplay-Regular" family="San Francisco Display" pointSize="17"/>
+                                                        <state key="normal" title="Not Now">
+                                                            <color key="titleColor" red="0.2901960784" green="0.2901960784" blue="0.2901960784" alpha="1" colorSpace="calibratedRGB"/>
+                                                        </state>
+                                                        <connections>
+                                                            <action selector="dismiss:" destination="HSb-ou-7T5" eventType="touchUpInside" id="J01-4l-aDr"/>
+                                                        </connections>
+                                                    </button>
+                                                    <button opaque="NO" contentMode="scaleToFill" contentHorizontalAlignment="center" contentVerticalAlignment="center" buttonType="roundedRect" lineBreakMode="middleTruncation" translatesAutoresizingMaskIntoConstraints="NO" id="dtR-kg-amx">
+                                                        <rect key="frame" x="87" y="246" width="200" height="50"/>
+                                                        <color key="backgroundColor" white="0.0" alpha="0.0" colorSpace="custom" customColorSpace="genericGamma22GrayColorSpace"/>
+                                                        <constraints>
+                                                            <constraint firstAttribute="height" constant="50" id="BUu-4w-sXR"/>
+                                                            <constraint firstAttribute="width" constant="200" id="qmf-nN-8gf"/>
+                                                        </constraints>
+                                                        <fontDescription key="fontDescription" name="SanFranciscoDisplay-Regular" family="San Francisco Display" pointSize="18"/>
+                                                        <state key="normal" title="Resend Request">
+                                                            <color key="titleColor" red="0.94117647058823528" green="0.2196078431372549" blue="0.21568627450980393" alpha="1" colorSpace="custom" customColorSpace="sRGB"/>
+                                                        </state>
+                                                        <userDefinedRuntimeAttributes>
+                                                            <userDefinedRuntimeAttribute type="number" keyPath="layer.cornerRadius">
+                                                                <integer key="value" value="25"/>
+                                                            </userDefinedRuntimeAttribute>
+                                                        </userDefinedRuntimeAttributes>
+                                                        <connections>
+                                                            <action selector="resend:" destination="HSb-ou-7T5" eventType="touchUpInside" id="gKb-w7-Mz3"/>
+                                                        </connections>
                                                     </button>
                                                 </subviews>
                                                 <color key="backgroundColor" white="1" alpha="1" colorSpace="custom" customColorSpace="genericGamma22GrayColorSpace"/>
                                                 <constraints>
+                                                    <constraint firstItem="A9e-bb-t3O" firstAttribute="top" secondItem="XMM-cS-g9L" secondAttribute="bottom" constant="13.67" id="38b-qV-Z9U"/>
+                                                    <constraint firstItem="dtR-kg-amx" firstAttribute="centerX" secondItem="XMM-cS-g9L" secondAttribute="centerX" id="6Ga-EQ-4xX"/>
+                                                    <constraint firstItem="A9e-bb-t3O" firstAttribute="width" secondItem="XMM-cS-g9L" secondAttribute="width" id="BAe-fV-QaY"/>
                                                     <constraint firstAttribute="trailing" secondItem="8QR-Wc-Fpw" secondAttribute="trailing" constant="10" id="DNR-FF-3LX"/>
                                                     <constraint firstItem="XMM-cS-g9L" firstAttribute="top" secondItem="qgg-86-qk0" secondAttribute="bottom" priority="250" constant="200" id="FHE-uD-cLe"/>
                                                     <constraint firstAttribute="trailing" secondItem="qgg-86-qk0" secondAttribute="trailing" constant="12" id="JWP-dv-kzs"/>
                                                     <constraint firstItem="8QR-Wc-Fpw" firstAttribute="top" secondItem="YR1-Vv-hRj" secondAttribute="top" constant="40" id="T5l-Xt-BdH"/>
                                                     <constraint firstItem="qgg-86-qk0" firstAttribute="top" secondItem="8QR-Wc-Fpw" secondAttribute="bottom" constant="35" id="VCv-VI-QYK"/>
                                                     <constraint firstItem="XMM-cS-g9L" firstAttribute="centerX" secondItem="YR1-Vv-hRj" secondAttribute="centerX" id="WB9-Qt-FB9"/>
+                                                    <constraint firstItem="A9e-bb-t3O" firstAttribute="centerX" secondItem="YR1-Vv-hRj" secondAttribute="centerX" id="ZUx-ib-Ocv"/>
+                                                    <constraint firstAttribute="bottom" secondItem="A9e-bb-t3O" secondAttribute="bottom" constant="20" id="ZwT-4K-w1i"/>
                                                     <constraint firstItem="8QR-Wc-Fpw" firstAttribute="leading" secondItem="YR1-Vv-hRj" secondAttribute="leading" constant="10" id="cSd-st-5Ok"/>
                                                     <constraint firstItem="qgg-86-qk0" firstAttribute="leading" secondItem="YR1-Vv-hRj" secondAttribute="leading" constant="8" id="cxG-wd-DZm"/>
-                                                    <constraint firstAttribute="bottom" secondItem="XMM-cS-g9L" secondAttribute="bottom" constant="60" id="w8e-u4-Mf7"/>
+                                                    <constraint firstItem="dtR-kg-amx" firstAttribute="top" secondItem="jbh-6H-7xd" secondAttribute="bottom" constant="34.666666666666657" id="uRw-nm-G1J"/>
                                                 </constraints>
                                             </view>
                                         </subviews>
diff --git a/GMERemittance/Module/PennyTestSubmit/User Interface/View/PennyTestSubmitViewController.swift b/GMERemittance/Module/PennyTestSubmit/User Interface/View/PennyTestSubmitViewController.swift
index 73fd8508..e409dc26 100644
--- a/GMERemittance/Module/PennyTestSubmit/User Interface/View/PennyTestSubmitViewController.swift	
+++ b/GMERemittance/Module/PennyTestSubmit/User Interface/View/PennyTestSubmitViewController.swift	
@@ -8,6 +8,8 @@
 
 import UIKit
 import PMAlertController
+import FirebaseInstanceID
+
 
 class PennyTestSubmitViewController: UIViewController {
     
@@ -29,7 +31,10 @@ class PennyTestSubmitViewController: UIViewController {
     
     override func viewWillAppear(_ animated: Bool) {
         super.viewWillAppear(animated)
+        self.setupNormalNavigation()
         self.navigationItem.title = "Penny test"
+        self.navigationItem.hidesBackButton = true
+
     }
     
     // MARK: IBActions
@@ -40,6 +45,7 @@ class PennyTestSubmitViewController: UIViewController {
         // all setup should be done here
         let message = UserDefaults.standard.string(forKey: AppConstants.pennyTestServerMessage)
         self.titleLabel.text = message
+        
     }
     
     @IBAction func viewSample(_ sender: Any) {
@@ -47,6 +53,16 @@ class PennyTestSubmitViewController: UIViewController {
     }
     
     
+    @IBAction func resend(_ sender: Any) {
+        self.proceed()
+    }
+    
+    @IBAction func dismiss(_ sender: Any) {
+        let userdefault = UserDefaults.standard
+        userdefault.set(PennyTestStatusCode.requested.rawValue, forKey: AppConstants.pennyTestStatusCode)
+        self.navigationController?.popToRootViewController(animated: true)
+    }
+    
     func showSampleImage() {
         let image = #imageLiteral(resourceName: "penny3.jpg")
         let alertVC = PMAlertController(title: "", description: "", image: image, style: .alert)
@@ -56,6 +72,36 @@ class PennyTestSubmitViewController: UIViewController {
         self.present(alertVC, animated: true, completion: nil)
     }
     
+    
+    
+    private func proceed() {
+        let userId = Utility.getMyUserName()
+        self.showLoading()
+        
+        self.initiate(userId: userId, success: { result in
+            self.hideLoading()
+            UserDefaults.standard.set(result.message, forKey: AppConstants.pennyTestServerMessage)
+            self.updatePennyTestRequestStatus()
+        }) { (error) in
+            self.updatePennyTestRequestStatus()
+            self.hideLoading()
+            self.alert(message: error.localizedDescription)
+        }
+    }
+    
+    private func updatePennyTestRequestStatus() {
+        let _default = UserDefaults.standard
+        _default.set(PennyTestStatusCode.requested.rawValue, forKey: AppConstants.pennyTestStatusCode)
+    }
+    
+    private func showLoading() {
+        self.showProgressHud()
+    }
+    
+    private func hideLoading() {
+        self.hideProgressHud()
+    }
+    
     @IBAction func Verify(_ sender: UIButton) {
         let customerId = Utility.getMyId()
         let certNumber = self.verificationCodeTextField.text!
@@ -75,6 +121,7 @@ class PennyTestSubmitViewController: UIViewController {
         self.submit(params: params, success: { (response) in
             self.alertWithOk(message: response.message ?? "", title: "Success", okTitle: "Ok", style: UIAlertControllerStyle.alert
                 , OkStyle: .default, okAction: {
+                    UserDefaults.standard.set(PennyTestStatusCode.completed, forKey: AppConstants.pennyTestStatusCode)
                     self.navigationController?.popToRootViewController(animated: true)
             })
         }) { (error) in
@@ -82,6 +129,30 @@ class PennyTestSubmitViewController: UIViewController {
         }
     }
     
+    private func getFcmToken() -> String? {
+        let token = InstanceID.instanceID().token()
+        return token
+    }
+    
+    func fetchUserInfo() {
+        let userId = Utility.getMyUserName()
+        var param = ["userId" : userId]
+        
+        
+        param["uuid"] = Utility.getUUid() ?? ""
+        param["appVersion"] = Utility.getAppVersion()
+        param["phoneBrand"] = Utility.getPhoneBrand()
+        param["phoneOs"] = Utility.getPhoneOs()
+        param["fcmId"] = self.getFcmToken()
+        param["osVersion"] =  Utility.getOsVersion()
+        
+        self.fetchUserInfo(param: param, success: { user in
+            self.navigationController?.popToRootViewController(animated: true)
+        }) { error in
+            self.navigationController?.popToRootViewController(animated: true)
+        }
+    }
+    
 }
 
 // MARK: PennyTestSubmitViewInterface
@@ -95,3 +166,14 @@ extension PennyTestSubmitViewController: SubmitPennyTestService {
 
 
 
+extension PennyTestSubmitViewController: InitiatePennyTestService {
+    
+}
+
+
+extension PennyTestSubmitViewController: UserInfoService {
+    
+}
+
+
+
diff --git a/GMERemittance/Utility/AppConstants.swift b/GMERemittance/Utility/AppConstants.swift
index 1110c8c0..e0e33473 100644
--- a/GMERemittance/Utility/AppConstants.swift
+++ b/GMERemittance/Utility/AppConstants.swift
@@ -24,6 +24,7 @@ class AppConstants {
     static let pennyTestServerMessage = "pennyTestServerMessage"
     static let pennyTestStatusCode = "pennyTestStatusCode"
     static let pennyTestRequested = "pennyTestRequested"
+    static let pennyTestPresentedOnce = "pennyTestPresentedOnce"
 }
 
 enum Devices {
@@ -80,6 +81,12 @@ class Utility {
         return val
     }
     
+    static func pennyTestPresentedOnce() -> Bool {
+        let val = UserDefaults.standard.bool(forKey: AppConstants.pennyTestPresentedOnce)
+//            UserDefaults.standard.set(true, forKey: AppConstants.pennyTestPresentedOnce)
+        return val
+    }
+    
     static func didPennyTestCancelled() -> Bool {
         let val = (UserDefaults.standard.object(forKey: AppConstants.pennyTestStatusCode) as? String ) ?? "0" == PennyTestStatusCode.cancelled.rawValue
         return val
@@ -90,9 +97,13 @@ class Utility {
         return val
     }
     
+    static func pennyTestVerified() -> Bool {
+        let val = (UserDefaults.standard.object(forKey: AppConstants.pennyTestStatusCode) as? String ) ?? PennyTestStatusCode.notStarted.rawValue == PennyTestStatusCode.completed.rawValue
+        return val
+    }
+    
     static func shouldShowPennyTestError() -> Bool {
         let val = (UserDefaults.standard.object(forKey: AppConstants.pennyTestStatusCode) as? String ) ?? PennyTestStatusCode.notStarted.rawValue != PennyTestStatusCode.completed.rawValue
-        print(val)
         return val
     }
     
@@ -125,6 +136,7 @@ class Utility {
     static func getMyPrimaryAccountNumber() -> String {
         let defaults = UserDefaults.standard
         let val = defaults.string(forKey: UserKeys.primaryAccountNumber) ?? ""
+        print(val)
         return val
     }
     
@@ -198,6 +210,7 @@ class Utility {
          save(value: user?.idNumber ?? "", forKey: UserKeys.idNumber)
          save(value: user?.country ?? "" , forKey: UserKeys.country)
          save(value: user?.countryCode, forKey: UserKeys.countryCode)
+        save(value: user?.primaryAccountNumber, forKey: UserKeys.primaryAccountNumber)
          save(value: user?.senderId, forKey: UserKeys.senderId)
          save(value: user?.yearlyLimit, forKey: UserKeys.yearlyLimit)
         save(value: user?.dateOfBirth, forKey: UserKeys.dateOfBirth)