diff --git a/GME Remit.xcodeproj/project.pbxproj b/GME Remit.xcodeproj/project.pbxproj
index 901defc0..9a54d33e 100644
--- a/GME Remit.xcodeproj/project.pbxproj	
+++ b/GME Remit.xcodeproj/project.pbxproj	
@@ -7565,7 +7565,7 @@
 				CODE_SIGN_ENTITLEMENTS = "GME Remit.entitlements";
 				CODE_SIGN_IDENTITY = "iPhone Developer";
 				CODE_SIGN_STYLE = Automatic;
-				CURRENT_PROJECT_VERSION = 9;
+				CURRENT_PROJECT_VERSION = 10;
 				DEBUG_INFORMATION_FORMAT = "dwarf-with-dsym";
 				DEVELOPMENT_TEAM = 68KRG7GPAV;
 				ENABLE_BITCODE = NO;
@@ -7605,7 +7605,7 @@
 				CODE_SIGN_ENTITLEMENTS = "GME Remit.entitlements";
 				CODE_SIGN_IDENTITY = "iPhone Developer";
 				CODE_SIGN_STYLE = Automatic;
-				CURRENT_PROJECT_VERSION = 9;
+				CURRENT_PROJECT_VERSION = 10;
 				DEBUG_INFORMATION_FORMAT = "dwarf-with-dsym";
 				DEVELOPMENT_TEAM = 68KRG7GPAV;
 				ENABLE_BITCODE = NO;
diff --git a/GME Remit/Modules/RegisterModules/UserAuthentication/ExistingUserKyc/User Interface/View/ExistingUserKycViewController.swift b/GME Remit/Modules/RegisterModules/UserAuthentication/ExistingUserKyc/User Interface/View/ExistingUserKycViewController.swift
index d88e1132..51b5f91f 100644
--- a/GME Remit/Modules/RegisterModules/UserAuthentication/ExistingUserKyc/User Interface/View/ExistingUserKycViewController.swift	
+++ b/GME Remit/Modules/RegisterModules/UserAuthentication/ExistingUserKyc/User Interface/View/ExistingUserKycViewController.swift	
@@ -97,6 +97,7 @@ class ExistingUserKycViewController: UIViewController {
     @IBOutlet weak var termsWebView: WKWebView!
     
     // MARK: VC's Life cycle
+    var isURLLoaded = false
     
     override func viewDidLoad() {
         super.viewDidLoad()
@@ -105,6 +106,7 @@ class ExistingUserKycViewController: UIViewController {
         self.termsWebView.load(URLRequest(url: url))
         self.termsWebView.scrollView.bounces = false
         setup()
+        setWebViewDelegate()
     }
     
     override func viewWillAppear(_ animated: Bool) {
@@ -780,3 +782,27 @@ extension ExistingUserKycViewController: ImageCropperDelegate {
         self.alert(type: .error, message: error.localizedDescription)
     }
 }
+
+extension ExistingUserKycViewController: WKNavigationDelegate, UIScrollViewDelegate {
+    
+    func setWebViewDelegate() {
+        termsWebView.scrollView.delegate = self
+        termsWebView.navigationDelegate = self
+    }
+    
+    func webView(_ webView: WKWebView, didFinish navigation: WKNavigation!) {
+
+        isURLLoaded = true
+    }
+    
+    func scrollViewDidScroll(_ scrollView: UIScrollView) {
+
+        if isURLLoaded {
+            if scrollView.contentOffset.y >= (scrollView.contentSize.height - scrollView.frame.size.height) {
+                checkButton.isEnabled = true
+            } else if scrollView.contentOffset.y < scrollView.contentSize.height {
+                checkButton.isEnabled = false
+            }
+        }
+    }
+}
diff --git a/GME Remit/Modules/RegisterModules/UserAuthentication/KYCVerifyStep1/User Interface/View/KYCVerifyStep1ViewController.swift b/GME Remit/Modules/RegisterModules/UserAuthentication/KYCVerifyStep1/User Interface/View/KYCVerifyStep1ViewController.swift
index 3049d03d..f7f54f9b 100644
--- a/GME Remit/Modules/RegisterModules/UserAuthentication/KYCVerifyStep1/User Interface/View/KYCVerifyStep1ViewController.swift	
+++ b/GME Remit/Modules/RegisterModules/UserAuthentication/KYCVerifyStep1/User Interface/View/KYCVerifyStep1ViewController.swift	
@@ -117,11 +117,13 @@ class KYCVerifyStep1ViewController: UIViewController {
     @IBOutlet weak var termsWebView: WKWebView!
     
     // MARK: VC's Life cycle
+    var isURLLoaded = false
     
     override func viewDidLoad() {
         super.viewDidLoad()
         self.isFirst = (self.step == .first)
         setup()
+        setWebViewDelegate()
     }
     
     override func viewWillAppear(_ animated: Bool) {
@@ -988,3 +990,26 @@ extension KYCVerifyStep1ViewController: ImageCropperDelegate {
         self.alert(type: .error, message: error.localizedDescription)
     }
 }
+extension KYCVerifyStep1ViewController: WKNavigationDelegate, UIScrollViewDelegate {
+    
+    func setWebViewDelegate() {
+        termsWebView.scrollView.delegate = self
+        termsWebView.navigationDelegate = self
+    }
+    
+    func webView(_ webView: WKWebView, didFinish navigation: WKNavigation!) {
+
+        isURLLoaded = true
+    }
+    
+    func scrollViewDidScroll(_ scrollView: UIScrollView) {
+
+        if isURLLoaded {
+            if scrollView.contentOffset.y >= (scrollView.contentSize.height - scrollView.frame.size.height) {
+                checkButton.isEnabled = true
+            } else if scrollView.contentOffset.y < scrollView.contentSize.height {
+                checkButton.isEnabled = false
+            }
+        }
+    }
+}
diff --git a/GME Remit/Modules/RemittanceModules/OverseasModules/TermsAndCondition/User Interface/View/TermsAndConditionViewController.swift b/GME Remit/Modules/RemittanceModules/OverseasModules/TermsAndCondition/User Interface/View/TermsAndConditionViewController.swift
index a87dcfe0..a2b01fb2 100644
--- a/GME Remit/Modules/RemittanceModules/OverseasModules/TermsAndCondition/User Interface/View/TermsAndConditionViewController.swift	
+++ b/GME Remit/Modules/RemittanceModules/OverseasModules/TermsAndCondition/User Interface/View/TermsAndConditionViewController.swift	
@@ -50,6 +50,7 @@ class TermsAndConditionViewController: UIViewController {
     @IBOutlet weak var webView: WKWebView!
     @IBOutlet weak var agreementButton: UIButton!
     // MARK: VC's Life cycle
+    var isURLLoaded = false
     
     override func viewDidLoad() {
         super.viewDidLoad()
@@ -57,6 +58,7 @@ class TermsAndConditionViewController: UIViewController {
         self.webView.load(URLRequest(url: url))
         self.webView.scrollView.bounces = false
         self.setup()
+        self.setWebViewDelegate()
     }
     
     // MARK: IBActions
@@ -151,3 +153,27 @@ extension TermsAndConditionViewController: TermsAndConditionViewInterface {
         }
     }
 }
+
+extension TermsAndConditionViewController: WKNavigationDelegate, UIScrollViewDelegate {
+    
+    func setWebViewDelegate() {
+        webView.scrollView.delegate = self
+        webView.navigationDelegate = self
+    }
+    
+    func webView(_ webView: WKWebView, didFinish navigation: WKNavigation!) {
+
+        isURLLoaded = true
+    }
+    
+    func scrollViewDidScroll(_ scrollView: UIScrollView) {
+
+        if isURLLoaded {
+            if scrollView.contentOffset.y >= (scrollView.contentSize.height - scrollView.frame.size.height) {
+                agreementButton.isEnabled = true
+            } else if scrollView.contentOffset.y < scrollView.contentSize.height {
+                agreementButton.isEnabled = false
+            }
+        }
+    }
+}
diff --git a/GME Remit/Utilities/MultiMediaManager.swift b/GME Remit/Utilities/MultiMediaManager.swift
index 2ab21cf7..0962b1cb 100644
--- a/GME Remit/Utilities/MultiMediaManager.swift	
+++ b/GME Remit/Utilities/MultiMediaManager.swift	
@@ -65,7 +65,9 @@ class MultiMediaManager: NSObject {
     }
     let cancelAction = UIAlertAction(title: "cancel_text".localized(), style: .cancel, handler: nil)
     alertController.addAction(cameraAction)
-    alertController.addAction(galleryAction)
+      if DevicePlatform.isSimulator {
+          alertController.addAction(galleryAction)
+      }
     alertController.addAction(cancelAction)
     
     alertController.modalPresentationStyle = .overFullScreen
@@ -202,3 +204,14 @@ struct PermissionHelper {
   }
   
 }
+struct DevicePlatform {
+    static var isSimulator: Bool {
+        #if targetEnvironment(simulator)
+            // We're on the simulator
+            return true
+        #else
+            // We're on a device
+             return false
+        #endif
+    }
+}